Current APR Loan Rates*


Automobiles, Trucks, SUVs

New

2.99%-9.9%
12-72 months

Used

3.90%-10.00%
12-60 months

Motorhomes, 5th Wheels, Travel Trailers and Camping Trailers

4%-10%
12-180 months

Motorcycles, ATVs, Side-by-Side

3.5%-11.75%
12-180 months

Lawn and Garden

4.25%-12.00%
12-60 months

Houseboats, Speedboats, Jet Skis, Pontoon and Cabin Cruisers

4.25%-10.75%
12-180 months

Tractors and Farm Equipment

5.5%-17%
12-120 months

New Consumer Goods and Appliances

9.25%-14.75%
12-48 months

Personal Loans

Share Account Secured

4.5%
12-48 months

Signature

7.00%-15.00%
Up to 36 months • Max $20,000 per household

Real Estate

Bradley County, TN Only

First Mortgage 90% LTV • Max 180 months

4.00%-4.50% Up to $114,500

Second Mortgage 90% LTV • Max 180 months

4.50% - 11.00% Up to $114,500

Land Loan 80% LTV • Max 180 months

7.00 - 14.00%

New Membership Drive

Signature • w/ Payroll Deduction

5.99%-10.99%
$5,000

Signature • w/o Payroll Deduction

6.99%-11.99%
$5,000

*Loan rates are based upon your credit score and item purchased. Loan officers have the ability to match rates from other financial institutions. All rates quoted are Annual Percentage Rate (APR).